Vyom (Union Bank of India) API Integration and Open Finance Solutions

Standard Delivery Package

• OpenAPI / Swagger documentation (ready to deploy to API gateway)
• Protocol and authorization workflow analysis reports (including AA / OAuth / Token flows)
• Runnable source code (Node.js / Python / Go options), with sample calls
• Automated test scripts (Postman / Newman / pytest) and acceptance cases
• Security assessment and compliance recommendations (RBI / NPCI / data minimization)

API Example (pseudo-code)

# Query aggregated account transactions (pseudo-code)
POST /api/v1/vyom/accounts/aggregate/statement
Content-Type: application/json
Authorization: Bearer <CLIENT_JWT>

{
  'consent_id': 'CONSENT-20251101-01',
  'account_list': ['SB-12345','CC-67890'],
  'from': '2025-10-01',
  'to': '2025-10-31',
  'format': 'excel'  # json | csv | excel
}

Response: {
  'status': 'OK',
  'file_url': 'https://files.example.com/vyom/statements/..',
  'summary': { 'debits': 12450.00, 'credits': 9800.00 }
}

Use Case Scenarios

Corporate accounting synchronization, personal finance dashboards, payment settlement integrations, loan order reconciliation, IPO/ASBA automated enrollment and funds blocking, and AA data aggregation services.

Core Advantages

• Familiar with Indian regulatory frameworks (RBI / NPCI / Account Aggregator) and global open banking standards
• Compliance- and privacy-first implementation, supporting least-privilege authorization and auditable logs
• Deliverables include production-ready API source code and test suites
• Supports Android / iOS protocol tracing and authorization replay (often referred to as protocol reverse engineering)

Typical Modules

• AA authorization and data extraction (Consent management)
• UPI payment initiation and transaction reconciliation
• Standardized outputs for account and card transactions
• ASBA workflow automation and funds blocking/unblocking integration

API Integration Guide (Brief)

1. Tell us your target scenario (e.g., Account Aggregation / UPI Payments / ASBA automation) and provide usable test credentials or authorization samples.
2. We perform protocol analysis and authorization flow modeling (2-5 business days), delivering security recommendations and API drafts.
3. Development and integration (3-10 business days), including retry logic, logging, and alerting strategies.
4. Deliver OpenAPI documentation, example clients, test scripts, and acceptance reports.
5. 14 days of free remote tuning and issue fixes after go-live.

About Us

We are a technical studio focused on application protocol analysis and third-party API integration. Our team comes from payments, banking, and mobile security, serving global fintech clients with end-to-end compliant delivery capabilities.

• Coverage of Android/iOS protocol tracing, OpenData and OpenBanking implementations
• Deliver runnable source code (Node/Python/Go), OpenAPI, and automated testing
• Compliance-first: emphasis on least privilege, NDA, and sensitive data protection
• Transparent pricing: starting at $300, milestone-based payments

Contact

To submit your target app name and detailed requirements, request a quote, or discuss a project, please visit our contact page:

Visit Contact Page / Submit Your Request

Collaboration Process (Overview)

1. Submit requirements — we assess and quote (1-2 business days)
2. Sign NDA (if required) and confirm authorization scope
3. Protocol analysis → development → validation → delivery
4. Go-live support and ongoing maintenance can be covered under monthly or project-based SLA